Pet Insurance


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What’s Covered

Embrace pet insurance covers every accident and illness under one simple yet comprehensive policy. Rest easy knowing that you’ll be reimbursed up to 90% on bills at any vet you choose. No matter how you personalize your policy, you’ll enjoy coverage for:

  • Accidents & illnesses
  • Breed-specific conditions
  • Alternative therapies* & rehabilitation
  • Diagnostic testing & imaging
  • ER & specialist care
  • Prescription drugs
    (Optional to include in NY.)
  • Cancer treatment
  • Behavioral therapy
  • Surgery, hospitalization, & nursing care
  • Chronic conditions
  • Consultations/exam fees
  • Dental illness up to $1,000/year

What’s Not Covered

Exclusions vary by company just as coverage does. At Embrace, we’re open and honest about what isn’t covered so you know what you’re getting right from the start. Embrace does not cover pre-existing conditions, cosmetic procedures (declawing, ear cropping, tail docking, etc.), breeding and whelping, and DNA testing or cloning.

Routine Care

Pet insurance is for accidents and illnesses, but what about routine care expenses? For that, Embrace offers Wellness Rewards, an optional preventative care plan that can be purchased in addition to your insurance policy and reimburses 100% of routine veterinary, training, and grooming costs up to the annual limit you choose.